:root{
  --navy:#0B2545;--navy-2:#163A5F;--copper:#C8702A;--copper-2:#A85A1F;--teal:#4A90A4;
  --cream:#F7F4EF;--ink:#1A1A1A;--muted:#5B6570;--line:#D9DEE5;--white:#fff;
  --ok:#1F7A4D;--warn:#9A6B00;--shadow:0 12px 40px rgba(11,37,69,.12);--radius:14px;--max:1120px;
  --font:ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--cream);line-height:1.55}
img{max-width:100%;display:block;height:auto}
a{color:var(--teal);text-decoration-thickness:1.5px;text-underline-offset:3px}a:hover{color:var(--copper)}
.wrap{width:min(100% - 2rem,var(--max));margin-inline:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;z-index:99;background:#fff;padding:.5rem 1rem}
.site-header{position:sticky;top:0;z-index:50;background:rgba(247,244,239,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.85rem 0}
.brand{display:flex;align-items:center;gap:.7rem;color:var(--navy);text-decoration:none;font-weight:800;letter-spacing:.02em}
.brand-mark{width:36px;height:36px;border-radius:9px;background:linear-gradient(145deg,var(--navy),var(--navy-2));display:grid;place-items:center;color:#fff;font-size:.85rem;box-shadow:inset 0 0 0 2px rgba(200,112,42,.55)}
.nav-links{display:flex;flex-wrap:wrap;gap:.35rem .9rem;align-items:center;justify-content:flex-end}
.nav-links a{color:var(--navy);text-decoration:none;font-weight:600;font-size:.95rem}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--copper)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;border:0;border-radius:999px;padding:.8rem 1.25rem;font-weight:700;cursor:pointer;text-decoration:none;transition:.15s ease}
.btn-primary{background:var(--copper);color:#fff}.btn-primary:hover{background:var(--copper-2);color:#fff}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-sm{padding:.55rem 1rem;font-size:.9rem}
.hero{position:relative;color:#fff;background:var(--navy);overflow:hidden}
.hero-media{position:absolute;inset:0}.hero-media img{width:100%;height:100%;object-fit:cover;opacity:.45}
.hero-media::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(11,37,69,.92) 18%,rgba(11,37,69,.55) 62%,rgba(11,37,69,.35))}
.hero-content{position:relative;padding:5.5rem 0 4.5rem}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#F0C9A4;margin-bottom:.8rem}
.hero h1{font-size:clamp(2.1rem,5vw,3.4rem);line-height:1.08;margin:0 0 1rem;max-width:14ch}
.hero p.lead{font-size:1.15rem;max-width:42ch;color:#E8EEF5;margin:0 0 1.6rem}
.hero-cta{display:flex;flex-wrap:wrap;gap:.75rem}
section{padding:3.5rem 0}
.section-head{margin-bottom:1.6rem}
.section-head h2{margin:0 0 .4rem;font-size:clamp(1.6rem,3vw,2.2rem);color:var(--navy)}
.section-head p{margin:0;color:var(--muted);max-width:60ch}
.grid{display:grid;gap:1.1rem}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-2{grid-template-columns:1fr}}
@media (max-width:560px){.grid-3,.grid-4{grid-template-columns:1fr}.nav-links .hide-sm{display:none}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.card-body{padding:1.15rem 1.2rem 1.35rem}
.card h3{margin:.15rem 0 .4rem;color:var(--navy);font-size:1.15rem}
.card p{margin:0;color:var(--muted);font-size:.95rem}
.card .meta{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.9rem}
.pill{display:inline-flex;align-items:center;border-radius:999px;padding:.25rem .65rem;font-size:.78rem;font-weight:700;background:#EEF3F7;color:var(--navy)}
.pill.ok{background:#E5F5EC;color:var(--ok)}.pill.warn{background:#FFF4D6;color:var(--warn)}
.card img{aspect-ratio:16/10;object-fit:cover;width:100%}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.25rem;box-shadow:var(--shadow)}
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
@media (max-width:800px){.tiers{grid-template-columns:1fr}}
.tier{padding:1.3rem;border-radius:var(--radius);border:1px solid var(--line);background:#fff}
.tier.featured{border-color:var(--copper);box-shadow:0 0 0 2px rgba(200,112,42,.18)}
.tier h3{margin:0 0 .35rem;color:var(--navy)}
.tier ul{margin:0;padding-left:1.1rem;color:var(--muted)}
table{width:100%;border-collapse:collapse;font-size:.92rem;background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
th,td{padding:.7rem .8rem;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{background:var(--navy);color:#fff;font-weight:700}tr:last-child td{border-bottom:0}
.table-wrap{overflow-x:auto;border-radius:var(--radius);box-shadow:var(--shadow)}
.checklist{list-style:none;margin:0;padding:0;counter-reset:step}
.checklist li{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.1rem 1.1rem 3.4rem;margin-bottom:.8rem;box-shadow:var(--shadow)}
.checklist li::before{counter-increment:step;content:counter(step);position:absolute;left:1rem;top:1.1rem;width:1.7rem;height:1.7rem;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:.85rem;font-weight:800}
.checklist h3{margin:0 0 .35rem;color:var(--navy);font-size:1.05rem}
.checklist .facts{display:flex;flex-wrap:wrap;gap:.5rem .9rem;margin:.55rem 0;font-size:.88rem}
.checklist .facts span{color:var(--muted)}.checklist .facts strong{color:var(--navy)}
.checklist .src{font-size:.85rem;margin-top:.35rem}
.callout{border-left:4px solid var(--copper);background:#fff;border-radius:0 var(--radius) var(--radius) 0;padding:1rem 1.1rem;margin:1rem 0;border:1px solid var(--line);border-left-width:4px}
.callout.info{border-left-color:var(--teal)}.callout strong{color:var(--navy)}
.form{display:grid;gap:.85rem}.form-row{display:grid;gap:.85rem;grid-template-columns:1fr 1fr}
@media (max-width:640px){.form-row{grid-template-columns:1fr}}
label{display:grid;gap:.35rem;font-weight:600;color:var(--navy);font-size:.92rem}
input,select,textarea{font:inherit;padding:.7rem .8rem;border:1.5px solid var(--line);border-radius:10px;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(74,144,164,.35);border-color:var(--teal)}
.consent{display:flex;gap:.6rem;align-items:flex-start;font-weight:500;color:var(--muted);font-size:.9rem}
.consent input{margin-top:.25rem}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:.9rem 1rem;margin-bottom:.55rem}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy)}.faq p{margin:.55rem 0 0;color:var(--muted)}
.footer{background:var(--navy);color:#D7E2EE;padding:2.4rem 0 2rem;margin-top:2rem}
.footer a{color:#F0C9A4}.footer-grid{display:grid;gap:1.2rem;grid-template-columns:2fr 1fr 1fr}
@media (max-width:700px){.footer-grid{grid-template-columns:1fr}}
.footer h4{margin:0 0 .5rem;color:#fff}.footer ul{list-style:none;margin:0;padding:0}.footer li{margin:.3rem 0}
.fine{font-size:.82rem;color:#A9B7C7;margin-top:1.4rem}
.page-hero{padding:2.8rem 0 1.2rem;background:linear-gradient(180deg,#E8EEF5,var(--cream))}
.page-hero h1{margin:0 0 .5rem;color:var(--navy);font-size:clamp(1.8rem,3.5vw,2.6rem)}
.page-hero p{margin:0;color:var(--muted);max-width:65ch}
.muted{color:var(--muted)}.center{text-align:center}.mt{margin-top:1.2rem}.mb{margin-bottom:1.2rem}